To support our advice, we have one of the the industry's leading analysis departments. We analyse and grade each solution. This enables us to select good pension solutions, structured products, funds and insurance terms for you as a client.

About our analyses

We constantly assess the offerings in the areas of life insurance, funds, fund insurance, structured products and equity markets. A three-point grading scale gives our clients a clear and simple overview of which products and solutions we recommend and which ones we advise against. Recommended products are given a green grading, products that may be good in certain cases are given a yellow grading and those we absolutely advise against are given a red grading.

The grading allocation varies from area to area, but we always work on the basis of the different products' quality and cost. We compile the gradings each year. Taking market developments and important events as a starting-point, we highlight the year's companies and markets and look more closely at how successful our gradings have been, both in the past year and historically.

Green rating

We recommend products with a green rating. The grade represents a stamp of quality and implies that the product's costs are reasonable.

Yellow rating

Yellow products are mediocre but can be of interest for savers with special needs.

Red rating

Red products have unjustifiably high costs or other characteristics that make us discourage investment.